SERVERLESS

UNIFIED

OPEN API

Banking API

Realtime, Open Banking and Secure Banking API stack.
20x faster go to market to stay ahead in your space.

REQUEST DEMO API DOCS

Features

Integrate with various banks in a heartbeat !

BankCloud's Banking API allows you to integrate with
multiple banks with a single integration. Do instant
disbursements and automated reconciliations. Banking
APIs streamlines your backend operations work and
are highly secure. Supports Instant Payouts,
reconciliations, balance check and virtual account
collections.

  • Stay ahead of competition with latest technology
  • Delight customers with instant and accurate payouts
  • Stay ahead of regulations and compliance
  • Best in class security and scalability 

Instant Payouts and Automated Reconciliation

With BankCloud, you can integrate with multiple banks with a
single integration.

Instant Payouts 

Banking APIs can be used for instant payouts. The system is so intelligent that it switches to other banks when a bank network is down or the account has low funds

Automatic Reconciliation

Bankcloud automatically reconciles the payouts and sends
notification to various systems for success or reversal cases.

Virtual Account Collections

BankCloud integrates with various banks for creation of virtual
accounts to ease out the reconciliation process and delight your back office staff.

Smart Dynamic Routing

Dynamically switch to best provider based on weightage, performance, cost for ever transaction to give best in class efficiency,
reduce cost and improve success rates.

High Conversion

Lower Costs

Provider
Independance

Fail Safe

Robust Reporting and Analytics

With BankCloud, deriving payment summaries and reports is as convenient as it can get. With easy-to-use dashboards and downloadable payment summaries, gain end-to-end visibility across your payments lifecycle.

Easy-to-use dashboards

Our dashboards are built with an intention to make it simple to derive insights on your financial summaries and payment trends.

Reporting & Analytics

Save time and effort by instantly downloading customizable reports or complete summary of all your payments.

Unified Experience

BankCloud's Banking API provides unified experience to all -
Customers, developers, IT, operations and accounting team.
Provides with single API for integration for developers, seamless experience for customers, single login to track all banking performance to operations team and unified settlement and refunds platform for accounting team.

Your platform for Scale

...

Boost conversions

Replace complex integrations with a single, unified integration with BankCloud, there by maximizing conversions with use of performance driven routing and fail safe approaches.

...

Scale Infinitely

With the server less architecture you can be guaranteed operate with 99.95% uptime. Do not worry about changing load and customer requirements.

...

Reduce Cost

Reduce cost of maintenance and multiple integrations. Say goodbbye to high infrastructure costs.

...

Analyze like a PRO

BankCloud comes with inbuilt reporting and analytics platform so that you can keep up with provider performances, uptimes and realtime success and failure rates.

...

Best time to Market

You can focus on building great products and not managing changes in ecosystem or compliance. Add new modes, submodes and payment providers with click of a button.

...

Bank Grade Security

Our APIs are open banking and PSD2 compliant. We use stong encryption alogorithms tp ensure data protection and security.

BankCloud for your business

...

Insurance

Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.

...

NeoBanks

Launch your products 20x faster with unified apis for payments and reconciliations.

...

Lending

Collect EMIs on a click, provide your customers with host of payment checkout options and never miss a collection oppurtunity. Ensure fail safe collections even on peak collection days.

...

E-Commerce

Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.

...

Saas Companies

You can focus on building great products and not managing changes in ecosystem or compliance. Just integrate with BankCloud for your collections requirement on website or via click to pay links.

...

Gaming

Stay compliant while delivering a frictionless payments experience.