Payment Gateway API

Intelligent, Future proof, Quick time to market and
hyper agile payment gateway ecosystem for payments


Build tomorrow's Payments

BankCloud helps you create seamless and unified experience of all your payments modes and submodes under one integration. It helps your business go hyper agile as you can adapt to changes on the go. You connect with BankCloud once and you are always
updated. Supports Cards, Internet banking, Wallets,UPI and all modes present in ecosystem.

  • Stay ahead of competition with latest technology
  • Delight customers with rich experience and bouquet of payment options
  • Stay ahead of regulations
  • Best in class security and scalability

Smart Dynamic Routing

Dynamically switch to best provider based on weightage, performance, cost for ever transaction to give best in class efficiency,
reduce cost and improve success rates.

High Conversion

Lower Costs


Fail Safe


Robust Reporting and Analytics

With BankCloud, deriving payment summaries and reports is as convenient as it can get. With easy-to-use dashboards and downloadable payment summaries, gain end-to-end visibility across your payments lifecycle.

Easy-to-use dashboards

Our dashboards are built with an intention to make it simple to derive insights on your financial summaries and payment trends.

Reporting & Analytics

Save time and effort by instantly downloading customizable reports or complete summary of all your payments.

Unified Experience

BankCloud's Payment Gateway API provides unified experience to all - Customers, developers, IT, operations and accounting team. Provides with single API for integration for developers, seamless experience for customers, single login to track all payments performance to operations team and unified settlement and refunds platform for accounting team.

One Stop Settlement Reconciliation

Settlements reconciliation is automatically tracked by BankCloud system and you can manage all your receivables from payment aggregators like a PRO. BankCloud automatically tracks all successful transactions with actual bank settlements across all payment aggregators and channels.

Ease of Refunds

Tired of doing refunds one by one or via excel uploads in various portals, BankCloud makes your work simple with powerful refund APIs and utility.

Now use a single API to refund from any payment agrregator or use the inbuild refund utility to bulk refund irrespective of the payment provider. 

Your platform for Scale


Boost conversions

Replace complex integrations with a single, unified integration with BankCloud, there by maximizing conversions with use of performance driven routing and fail safe approaches.


Scale Infinitely

With the server less architecture you can be guaranteed operate with 99.95% uptime. Do not worry about changing load and customer requirements.


Reduce Cost

Reduce cost of maintenance and multiple integrations. Say goodbbye to high infrastructure costs.


Analyze like a PRO

BankCloud comes with inbuilt reporting and analytics platform so that you can keep up with provider performances, uptimes and realtime success and failure rates.


Best time to Market

You can focus on building great products and not managing changes in ecosystem or compliance. Add new modes, submodes and payment providers with click of a button.


Bank Grade Security

Our APIs are open banking and PSD2 compliant. We use stong encryption alogorithms tp ensure data protection and security.

BankCloud for your business



Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.



Launch your products 20x faster with unified apis for payments and reconciliations.



Collect EMIs on a click, provide your customers with host of payment checkout options and never miss a collection oppurtunity. Ensure fail safe collections even on peak collection days.



Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.


Saas Companies

You can focus on building great products and not managing changes in ecosystem or compliance. Just integrate with BankCloud for your collections requirement on website or via click to pay links.



Stay compliant while delivering a frictionless payments experience.